The Legal Stuff
We are not financial advisors, accountants or lawyers. Any information provided on this
website or via emails is not intended as investment or financial advice. It is merely
information based upon our own experiences. The information we present is of a general
nature and should merely be used as a place to start your own research and you definitely
should conduct your own due diligence. You should seek professional investment or
financial advice before making any decisions.
Disclosure of Material Connection: Some of the links in the posts or pages of this website are “affiliate links.” This means if you click on the link and purchase the item, we will receive an affiliate commission. Regardless, we only recommend products or services we use personally and believe will add value to you. We are disclosing this in accordance with the US Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”
These terms and conditions govern your use of this web site. By accessing this web
are subject to change by Gold Survival Guide at any time and at our discretion
without notice. Your use of this web site after any changes are implemented
constitutes your acceptance of the changes. As a result, we encourage you to consult
the terms and conditions each time you use this web site.
1. INTELLECTUAL PROPERTY
You acknowledge and agree that all content and materials available on this site are
protected by copyrights, trademarks, service marks, patents, trade secrets, or other
proprietary rights and laws. Except as expressly authorized by Gold Survival Guide,
you agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly
display, publicly perform, publish, adapt, edit, or create derivative works from such
materials or content.
As noted above, reproduction, copying, or redistribution for commercial purposes of any
materials or design elements on this site is strictly prohibited without the express written
permission of Gold Survival Guide. For information on requesting such permission,
please contact us at firstname.lastname@example.org.
2. THIRD PARTY REFERENCES / HYPERLINKS
This site may link you to other sites on the Internet. These sites may contain information
or material that some people may find inappropriate or offensive. These other sites
are not under the control of Gold Survival Guide, and you acknowledge that
Gold Survival Guide is not responsible for the accuracy, copyright compliance, legality,
decency, or any other aspect of the content of such sites. The inclusion of such a link does
not imply endorsement of the site by or any association with its operators.
3. CONTACTING US
If you need to contact us, you can email us at email@example.com,
call us at 0800 888 465, or send us a letter at:
PO Box 74437 Market Road, Auckland 1543 New Zealand.
4. DISCLAIMER OF WARRANTIES
ALL MATERIALS, INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES
INCLUDED IN OR AVAILABLE THROUGH THIS SITE (THE “CONTENT”) ARE
PROVIDED “AS IS” AND “AS AVAILABLE” FOR YOUR USE. THE CONTENT
IS PROVIDED WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS
OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES
OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR
NONINFRINGEMENT. Gold Survival Guide AND ITS AGENTS DO NOT
WARRANT THAT THE CONTENT IS ACCURATE, RELIABLE OR CORRECT;
THAT THIS SITE WILL BE AVAILABLE AT ANY PARTICULAR TIME OR
LOCATION; THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED; OR
THAT THE CONTENT IS FREE OF VIRUSES OR OTHER HARMFUL
COMPONENTS. YOUR USE OF THIS SITE IS SOLELY AT YOUR RISK.
BECAUSE SOME JURISDICTIONS DO NOT PERMIT THE EXCLUSION OF
CERTAIN WARRANTIES, THESE EXCLUSIONS MAY NOT APPLY TO YOU.
5. LIMITATION OF LIABILITY
UNDER NO CIRCUMSTANCES SHALL Gold Survival Guide OR ITS AGENTS BE
ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, OR
DAMAGES THAT RESULT FROM THE USE OF, OR INABILITY TO USE, THIS
SITE. THIS LIMITATION APPLIES WHETHER THE ALLEGED LIABILITY IS BASED
ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER
BASIS, EVEN IF Gold Survival Guide HAS BEEN ADVISED OF THE POSSIBILITY
DAMAGE. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION
OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, Gold Survival
Guide’s LIABILITY IN SUCH JURISDICTIONS SHALL BE LIMITED TO THE EXTENT
PERMITTED BY LAW.
Upon a request by Gold Survival Guide, you agree to defend, indemnify, and hold Gold
Survival Guide and its other affiliated companies harmless, and their employees,
contractors, officers, and directors from all liabilities, claims, and expenses, including
attorney’s fees, that arise from your misuse of this site.
7. SEVERABILITY AND INTEGRATION
Unless otherwise specified herein, this agreement constitutes the entire agreement
between you and Gold Survival Guide with respect to this site and supersedes all
prior or contemporaneous communications between you and Gold Survival Guide
that portion shall be construed in a manner consistent with applicable law to reflect, as
nearly as possible, the original intentions of the parties, and the remaining portions shall
remain in full force and effect.
in New Zealand. You hereby consent to binding arbitration in New Zealand to resolve
What we collect
We may collect the following information:
- contact information including email address
- demographic information such as postcode, preferences and interests
- other information relevant to customer surveys and/or offers
What we do with the information we gather
We require this information to understand your needs and provide you with a better service, and in particular for the following reasons:
- Internal record keeping.
- We may use the information to improve our products and services.
- We may periodically send promotional emails about new products, special offers or other information which we think you may find interesting using the email address which you have provided.
- From time to time, we may also use your information to contact you for market research purposes. We may contact you by email, phone, fax or mail. We may use the information to customise the website according to your interests.
We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.
A cookie is a small file which asks permission to be placed on your computer’s hard drive. Once you agree, the file is added and the cookie helps analyse web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences. We use traffic log cookies to identify which pages are being used. This helps us analyse data about webpage traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system. Overall, cookies help us provide you with a better website, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us. You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website.
If you don’t want our Company’s cookies on your computer, to be used for the purposes stated above, they are easy to delete. Simply go to http://www.aboutcookies.org/Default.aspx?page=2 for instructions.
Advertisers and partners may also use their own cookies. We do not control use of these cookies and expressly disclaim responsibility for information collected through them.
Our company may display our online advertisements. In those cases we share information about our Visitors and Members collected through the registration process as well as through online surveys and promotions with these advertisers.
Additionally, in some instances, we use this information to deliver tailored advertisements or joint ventures. For instance, an advertiser or joint venture company tells us the audience they want to reach and provides us an advertisement tailored to the audience. Based upon the information we have collected, we may then display or send the advertisement to the intended audience. Our company does share personal information about its Visitors or Members with these advertisers or joint venture companies.
By visiting our Company Web site, you are consenting to our policy of collecting and using your data. If you do not want to consent to our policy of collecting and using your data you can “opt out” of our Facebook.com Custom Audience Ads advertising policy by notifying our Company in the following manner:
Facebook.com Website Custom Audience Ads (WCA):
A Custom Audience on Facebook.com is a list of people our company would like to show our ads to on Facebook.com, who have shown interest in our products and services, with ads we believe would be of interest to them. This audience consists of people, whose information and email addresses our Company already has, because they have already subscribed to receiving our Company emails.
If you no longer have an interest in our products and services, you can opt-out of seeing our Company’s Facebook.com Custom Audience Ads. Unsubscribing from our Company’s email list will remove you from Company’s internal email database list and stop future emails from our Company, but not from being shown Facebook.com Custom Audience Ads. The Facebook.com Custom Audience Ads external database, is different from our Company’s internal database and requires the following Opting-out request.
Opting-out of Facebook.com Website Custom Audience Ads:
To opt out of our Company’s Facebook.com Custom Audience Ads, send an email, from the email address you are opting out, to our Company using our email address provided in our Company’s contact information above. Put “Opting Out of Facebook.com Custom Audience Ads ” in the subject line of the email. In the body of the email include your name and email address. Our Company staff will forward your name and email address to Facebook.com with a request to delete you from all of our Company’s Facebook.com Website Custom Audience Ads.
Also visit www.aboutads.info/choices for more information on opting out of of the collection and use of information for ad targeting.
Our Company may use Analytics tracking code to support Display Advertising, and enable Google Analytics to collect data about your traffic via the DoubleClick cookie in addition to data collected through the standard Google Analytics implementation. Display Advertising lets us enable features in Analytics that aren’t available through standard implementations, like Remarketing with Google Analytics, Google Display Network Impression Reporting, the DoubleClick Campaign Manager integration, and
Google Analytics Demographics and Interest Reporting.
Our Company may use Remarketing with Google Analytics to advertise online:
This allows third-party vendors, including Google, to show your ads on sites across the Internet. Our Company and third-party vendors, including Google, use first-party cookies (such as the Google Analytics cookie) and third-party cookies (such as the DoubleClick cookie) together to inform, optimize, and serve ads based on someone’s past visits to our website.
Our Company may implement Google Display Network Impression Reporting or the DoubleClick Campaign Manager:
Our Company and third-party vendors, including Google, use first-party cookies (such as the Google Analytics cookies) and third-party cookies (such as the DoubleClick cookie) together to report how your ad impressions, other uses of ad services, and interactions with these ad impressions and ad services that are related to visits to your site.
Our Company may implement Google Analytics Demographics and Interest Reporting:
The data from Google’s Interest-based advertising or 3rd-party audience data (such as age, gender, and interests) with Google Analytics allows us to serve ads to you based on this data.
Opting-out of Google Analytics’ For The Web and Google Analytics for Display Advertising: Users can opt-out of Google Analytics’ currently available opt-outs for the web at https://tools.google.com/dlpage/gaoptout/
Using the Ads Settings, users can opt-out of Google Analytics for Display Advertising and customize Google Display Network ads at https://www.google.com/settings/personalinfo
Retargeting Ad Campaigns and Persistent Identifiers:
Our Company may utilize various types of advertising that appear on our Company sites and services including ads on third party sites and services. Our Company may utilize categories of information, including names and email addresses, collected from users on our sites and services, as well as third party sites and services, in connection with the ads that are served. This advertising may include, but not limited to, contextual advertising, cookies, anonymous cookies, pixels, persistent identifiers, geolocation information, email opt in, search engine terms, behavioural advertising and/or retargeting advertising.
This type of advertising is a form of targeted advertising, to the specific individual who is visiting the Web site. These advertisements appear on websites or other media, including display ads, pop up ads and ads displayed in mobile browsers. Those advertisements are selected and served by automated systems based on the interests relevant to the user from the content displayed to the user, based on what the user is viewing.
Links to other websites
Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.
Controlling your personal information
You may choose to restrict the collection or use of your personal information in the following ways:
whenever you are asked to fill in a form on the website, look for the box that you can click to indicate that you do not want the information to be used by anybody for direct marketing purposes
if you have previously agreed to us using your personal information for direct marketing purposes, you may change your mind at any time by writing to us.
We will not sell, distribute or lease your personal information to third parties unless we have your permission or are required by law to do so. We may use your personal information to send you promotional information about third parties which we think you may find interesting if you tell us that you wish this to happen. You may request details of personal information which we hold about you under The Privacy Act 1993 (New Zealand). If you would like a copy of the information held on you please contact us. If you believe that any information we are holding on you is incorrect or incomplete, please write to or email us as soon as possible, at the above address. We will promptly correct any information found to be incorrect.
Gold Survival Guide guarantee the purity of all precious metals purchased.
If for any reason you are not satisfied with your order, please contact us by phone on 0800 888 465 within 7 days from the date you received your order to discuss your situation.
We will meet all aspects of the Fair Trading Act and Consumer Guarantees Act.
On top of this a return may also be considered depending upon the circumstances at Gold Survival Guides discretion. In order for a return to be considered the product will need to be kept in its original packaging. You will be given instructions as to how to return your order.
If an refund is requested, we reserve the right to find an acceptable replacement or refund your money if an acceptable replacement is not available. Refunds, at our discretion, may be issued via a credit redeemable for future purchases instead of a cash refund.
A refund will only be made after the returned products have been received and verified by us.
You may (at Gold Survival Guide’s discretion) be required to pay for any market loss on a returned product. Any market gain on a refund will remain the property of Gold Survival Guide.